When you need help with caring for your elderly parents, siblings, ailing parents or someone with dementia, help is available.
Here are some helpful tips to help you navigate your search.1.
Get a planBureau of Labor Statistics says most Americans, about one in four, don’t have a home insurance policy that covers their care.
But if you have to pay for their care, you may be eligible for home care help.
That’s because they’re covered under a federal program called HOMEPAGE, which provides help to people with serious health issues and those who have lost their jobs.
The government pays for most of the costs of care, which include rent, bills, and medication.
You can also pay for the cost of a home health aide, a nursing assistant or even help with food and clothing.
If you don’t qualify, a government-run provider is also available.
If you do have a policy, you’ll have to apply to your state’s Department of Social Services, or DHS, for help.
Some states will also set up their own home care services.3.
Get referralsThe U.S. Department of Housing and Urban Development offers a referral service that offers information on federal, state and local programs and agencies to help pay for care.
You’ll also be able to get help with finding a home for a relative, someone you know has Alzheimer’s, or someone who needs help paying bills.
If your state doesn’t have one, call your local Housing and Development office for more information.4.
Learn about your insurance and COVID-19 coverageBureau numbers show the cost for health care, nursing home care and other expenses covered under the Affordable Care Act, including COVID prevention services.
The cost of your COVID plan, or deductible, can also help you figure out if you qualify.
If COVID does return, the costs for your coverage will likely be higher.5.
Know what to expectBureau data show that most Americans who have COVID will pay less than they did before the virus hit.
The number of COVID deaths has dropped from 6,000 in 2014 to less than 400 in 2017, according to the Centers for Disease Control and Prevention.
However, the number of adults who died from COVID has gone up.
This is partly because people are getting vaccinated more widely.
The CDC also said more people are receiving care at home.6.
Talk to someone if you’re concernedYour health care provider may be able help you.
If so, ask about COVID and COLLD.
You may also be told that your health insurance provider is covered by the COVID Assistance Program.
This means that they’re helping you pay for your care, but the cost won’t include COVID or COLLV.
If they don’t, they may not have a COVID coverage option for you.7.
Read up on COVID symptoms and treatmentTo help you plan a plan, you should read about COVIS symptoms, how to protect yourself and what to do if you think you may have the virus.8.
Get your COVAIDS testIt’s important to get a COVAID test before you begin any type of care.
It can help to get your health care providers to ask if you may need more tests.
The Centers for Medicare and Medicaid Services, the federal government’s largest insurer, offers tests for the virus and other conditions.9.
Talk with a providerIf you’re worried about COVI symptoms, you might want to talk to a provider.
You might also want to consult a local hospice or hospice provider to talk about COV care and help you make sure you don:Avoid touching sick people or getting infected with COVID while caring for them.
Avoid touching people with weakened immune systems.
This could be because COVID can spread easily from a weakened person to an infected one.
Talk about your options and how to avoid contact.