She’s still struggling to pay back her mortgage.
But it’s been easier than she thought.
The 33-year-old woman from St Augustine is on a mission to help other Floridians struggling with mortgage debt.
She’s using a life saving account to pay down debt in an effort to help her put the final nail in the coffin.
“My credit is not the same as it used to be,” said Anna, who asked that her last name not be used.
“I’m trying to figure out how to get back to being able to pay my rent and mortgage off in my own way.”
Anna started a life-saving savings account in December 2015 with her husband, after they were diagnosed with Alzheimer’s disease.
Anna and her husband had just moved to St Augustine in January this year, and she said her husband started struggling with his dementia.
“When we moved to Florida, my husband was like, ‘oh my God, I don’t know what to do anymore’,” Anna said.
“We’re both really struggling to make ends meet.
So I figured, why not use my savings to help out?”
Anna started saving on her mortgage when she was 18 years old.
“So it’s just been a big motivation,” she said.
Anna says her savings have helped her pay down her mortgage and her car payments, but she’s still dealing with a lot of debt.
“With my credit score, I’m having a hard time making ends meet,” she explained.
Anna and the couple have since put the account to work, and have been able to repay about $30,000 in debt in the past few months. “
If I don.t pay my bills, I’ll probably have to go back to paying my rent.”
Anna and the couple have since put the account to work, and have been able to repay about $30,000 in debt in the past few months.
“The more money I put in, the more I feel like I’m doing something,” Anna said, adding she doesn’t feel like she’s in a position to make any more money now.
“But it’s something that I’ve been trying to do for years.”
Anna said she hopes that by sharing her story, people can be inspired to put their own savings into savings and make a change.
“There are so many people out there who are struggling,” she added.
“They need help.”
The program Anna is using has a maximum amount of $3,000 that she and her partner have put towards their mortgage.
“This is just to help people who are in a financial pinch,” Anna explained.